Your insurance claim, finally organized.

havn.ai helps homeowners recovering from water damage, floods, fires, mold, and storms turn a shoebox of documents into an organized, understandable claim β€” and a report you can hand to your adjuster.

Coming soon to the App Store β€” currently in private beta.

Everything your claim needs, in one place

Built around one idea: your documents are the source of truth. havn.ai organizes them, explains them, and never invents a policy term.

Decode your policy

Upload your policy and see your dwelling, personal property, and loss-of-use limits β€” plus your deductible β€” pulled into one clear coverage card you confirm yourself.

Scan everything

Receipts, letters, estimates, damage photos β€” snap or upload them and havn.ai sorts, reads, and files each one to the right part of your claim.

Log every displacement cost

Hotels, meals, laundry, pet boarding β€” snap a receipt and it becomes an expense. Mileage comes from your trips, in a running loss-of-use ledger against your limit.

Compare estimates

Line up every insurance and contractor estimate side by side, room by room. See the spread, the lowest bid per room β€” and ask what any line item means in plain English.

Value what you lost

Build a room-by-room inventory of damaged belongings. A damage photo suggests what to add, and havn.ai looks up a replacement price online β€” with its source β€” for you to confirm.

Make sense of a denial

Uploaded a denial or underpayment letter? havn.ai explains it in plain language and shows the exact passages from your own policy it points to β€” never legal advice, always your documents.

Know where the money is

Record every insurer check and payout in one ledger β€” what you've received, what's held in escrow, and what's left β€” so a duplicate or an over-payment doesn't slip by.

Ask about your claim

β€œWhat's my ALE limit?” β€œWhat am I missing receipts for?” Answers come from your own documents, with citations β€” or an honest β€œI don't see that in your documents.”

Claim-ready reports

One tap builds a PDF packet β€” coverage snapshot, expense ledger, estimate comparison, timeline β€” organized the way adjusters expect to see it.

How it works

One loop, from chaos to claim-ready.

1

Upload the mess

Policy PDFs, crumpled receipts, adjuster letters, photos of damage β€” bring them in however they are.

2

See your claim clearly

havn.ai organizes everything into coverage, expenses, estimates, and a timeline β€” and you confirm what it found.

3

Hand over the report

Generate a clean PDF packet for your adjuster, public adjuster, or attorney β€” with every number traced to a document.

Built on trust, not hype

You're trusting us with the paperwork of one of the worst weeks of your life. We take that seriously.

  • Your documents stay yours β€” stored privately, isolated to your account, and hard-deleted when you say so.
  • Answers cite your own documents, or say β€œI don't see that in your documents.” No invented policy terms, ever.
  • No ads. Your data is never sold.
  • Informational, not legal advice β€” we help you get organized and point you to the licensed professionals who can advise you.

Be first in line

havn.ai is in private beta. Email us and we'll let you know the moment the app is available β€” nothing else, no spam.

Join the waitlist