Your insurance claim, finally organized.
havn.ai helps homeowners recovering from water damage, floods, fires, mold, and storms turn a shoebox of documents into an organized, understandable claim β and a report you can hand to your adjuster.
Coming soon to the App Store β currently in private beta.
Everything your claim needs, in one place
Built around one idea: your documents are the source of truth. havn.ai organizes them, explains them, and never invents a policy term.
Decode your policy
Upload your policy and see your dwelling, personal property, and loss-of-use limits β plus your deductible β pulled into one clear coverage card you confirm yourself.
Scan everything
Receipts, letters, estimates, damage photos β snap or upload them and havn.ai sorts, reads, and files each one to the right part of your claim.
Log every displacement cost
Hotels, meals, laundry, pet boarding β snap a receipt and it becomes an expense. Mileage comes from your trips, in a running loss-of-use ledger against your limit.
Compare estimates
Line up every insurance and contractor estimate side by side, room by room. See the spread, the lowest bid per room β and ask what any line item means in plain English.
Value what you lost
Build a room-by-room inventory of damaged belongings. A damage photo suggests what to add, and havn.ai looks up a replacement price online β with its source β for you to confirm.
Make sense of a denial
Uploaded a denial or underpayment letter? havn.ai explains it in plain language and shows the exact passages from your own policy it points to β never legal advice, always your documents.
Know where the money is
Record every insurer check and payout in one ledger β what you've received, what's held in escrow, and what's left β so a duplicate or an over-payment doesn't slip by.
Ask about your claim
βWhat's my ALE limit?β βWhat am I missing receipts for?β Answers come from your own documents, with citations β or an honest βI don't see that in your documents.β
Claim-ready reports
One tap builds a PDF packet β coverage snapshot, expense ledger, estimate comparison, timeline β organized the way adjusters expect to see it.
How it works
One loop, from chaos to claim-ready.
Upload the mess
Policy PDFs, crumpled receipts, adjuster letters, photos of damage β bring them in however they are.
See your claim clearly
havn.ai organizes everything into coverage, expenses, estimates, and a timeline β and you confirm what it found.
Hand over the report
Generate a clean PDF packet for your adjuster, public adjuster, or attorney β with every number traced to a document.
Built on trust, not hype
You're trusting us with the paperwork of one of the worst weeks of your life. We take that seriously.
- Your documents stay yours β stored privately, isolated to your account, and hard-deleted when you say so.
- Answers cite your own documents, or say βI don't see that in your documents.β No invented policy terms, ever.
- No ads. Your data is never sold.
- Informational, not legal advice β we help you get organized and point you to the licensed professionals who can advise you.
Be first in line
havn.ai is in private beta. Email us and we'll let you know the moment the app is available β nothing else, no spam.
Join the waitlist